Industries · Lending & financial services
AI agents for lenders and financial services operations.
For lenders and financial services teams, we build agents that watch the loan book, order the collections list, check loan files and match receipts.
Reads from
- Loan management system
- Ledger
- Bank statements
- Payment history
Your HubKnowledge, skills and toolsDelivers to
- Web chat
- Spreadsheet
Where the time goes
Exposure builds between the monthly reports.
Portfolio tracking, collections, file reviews and returns lean on monthly reports and hand-built lists, while the book changes every day.
Delinquency seen a month late
Bucket movement arrives in a monthly report. By the time it lands, the account has often rolled forward and is harder to cure.
Collections run from a hand-built list
Each morning, officers rebuild the call list by hand, deciding who to call, in what order and with which payment history in front of them.
Loan files reviewed one at a time
KYC gaps, missing documents and policy exceptions surface when a reviewer opens the file, not before it reaches the queue.
Returns rebuilt by hand every cycle
The same extracts, reconciliations and formats are assembled again for every reporting cycle, close to the deadline.
What we build
Agents that prepare the work. Your people decide.
Each agent reads from the systems you already run, and every posting, reminder, submission and credit decision stays with a person on your team.
/portfolio-watchWorkflow · Every morningBucket movement and a morning digest
Compares every account’s delinquency bucket with the day before and flags accounts rolling forward. Leadership gets a short digest of disbursals, collections, bucket movement and exceptions before the daily huddle.
- Reads
- Loan management system · Bank statements
- Delivers to
/collections-queueWorkflow · Before calls beginThe day’s collections list, in order
Ranks the accounts due for follow-up using rules your collections team sets, with payment history and past calls beside each one. Reminders are drafted for an officer to approve and send.
- Reads
- Loan management system · Payment history · Call logs
- Delivers to
- Web chat
/ask-the-bookChat · When someone asksAsk the book in plain language
Branch and credit managers ask about exposure, overdue accounts or collections by product and region, and get a short answer with its source and time. The agent reads the book and changes nothing.
- Reads
- Loan management system · Ledger
- Delivers to
- Web chat
More agents we build
/file-checkWorkflow · Every dayKYC and document gaps, before review
Scans open loan files for missing or expiring KYC documents and policy exceptions, so the credit team sees the gaps before review. The credit decision stays with your team.
/receipt-matchWorkflow · Every dayReceipts matched to loan accounts
Matches receipts from bank statements, auto-debit files and cash collections to loan accounts for a person to confirm. Unmatched or split receipts go to the operations team with the evidence.
/return-packWorkflow · Before each reporting deadlineReporting returns, assembled for review
Pulls the extracts from the loan system and ledger into your return format and flags figures that do not tie out. Your reporting team checks and submits.
Where to start
Start with the portfolio watch.
Build it first because it reads data you already hold and changes nothing in your systems. Each morning your team can compare its flags with what they know of the book, and judge it within a single reporting cycle.
- Flagged accounts match what the monthly report later shows.
- Movement is visible early enough for collections to act.
- Every figure traces back to a source record.
Other industries
The same foundation, other industries.
Each industry runs on its own records and routines. The Hub underneath stays the same.