AI agents for regulated financial operations, inside your own walls.
Lending books, collections, claims and compliance run across an LOS, a core system, bank feeds and spreadsheets. Hubzoid deploys the hub on-prem or air-gapped, with an audit trail per agent.
The agents a lender actually needs.
A starting catalog, not a fixed menu. Each one reads before it writes. Anything consequential goes to a person for approval.
Bucket movement, daily
Watches every account's bucket movement daily instead of monthly. Flags the roll-forward early.
- Reads
- Core lending system · Bank feed
- Sends
- Dashboard · Email
The chase list, prioritised
Ranks today's accounts by recoverability and history, so officers work the list that pays.
- Reads
- LOS · Payment history · Call logs
- Sends
- Dashboard · WhatsApp
KYC and document gaps
Scans open files for missing documents, expiries and policy exceptions before review.
- Reads
- LOS · Document store
- Sends
- Email · Slack
Receipts to ledger, matched
Matches every receipt across bank, NACH and cash to the right loan account.
- Reads
- Bank feed · NACH returns · Core system
- Sends
- Dashboard · Email
Draft the notice or reminder
Drafts the reminder or statutory notice per account, with the ledger attached, for approval.
- Reads
- Core system · Templates
- Sends
- Document drafts
Regulatory return, assembled
Builds the reporting extract in the required format and flags what will not tie out.
- Reads
- Core system · GL
- Sends
- Spreadsheet · Email draft
Ask your book
“What is 30+ exposure in Nashik this week, by product?” Answered from live data.
- Reads
- Core system · LOS
- Sends
- Web chat · WhatsApp
The leadership digest, every morning
Disbursals, collections, bucket movement and exceptions, in one message before the huddle.
- Reads
- Core system · Bank feed · LOS
- Sends
- WhatsApp · Email
The one only your operation needs.
This is a starting set. We map your real workflows and scope the exact catalog in discovery.
Map your operationThe exposure builds between the reports, not inside them.
- 01
Delinquency seen a month late
Bucket movement is a monthly report. By the time it lands, the account has already rolled forward.
- 02
Collections run on a call list
Every officer rebuilds the chase list by hand each morning: who to chase, in what order, with what history.
- 03
Files reviewed one at a time
KYC gaps, missing documents and policy exceptions surface during manual review, not before it.
- 04
Regulatory returns assembled by hand
The same extracts, reconciliations and formats rebuilt every reporting cycle, under a deadline.
Seeing a roll-forward early pays for the hub.
Illustrative operating effects from the workflows above. We establish the baseline on your current operation during discovery.
Regulatory extracts, receipt matching and MIS assembly moved off the manual cycle
Accounts worked in order of recoverability, and roll-forwards flagged while the account is still curable
Document and policy gaps surfaced before a file reaches a reviewer, not during
Runs in your own cloudRead-only by defaultYour data trains no model.